Summary of benefits
As explained to Benefits Coordinator. Disclaimer: Benefits as of 09/01/2019 may change without notice.
- 90 Day Waiting Period: 403b Plan, Paid Time Off, & Paid Holidays
- 60 Day Waiting Period: Health Insurance & Flex Plan
BCBS Insurance:
- ProWorks pays employee’s premium (minus $20 per pay period contribution from employee)
- Spouse and dependents have option to purchase insurance through our group plan, but responsible for their own premium
Plan 625 – Blue Access Silver $3,000.00
- Prescriptions are covered under a 4 tier plan
- E-visits (first 3 visits free (then 40% after deductible)
- $3,000 deductible plan. Out of Pocket Expense is $6,000/yr.
See ”BCBS Summary of Benefits” for more details.
403b Retirement Plan:
- Retirement plan for employees of ProWorks
- Employee chooses amount of monthly deduction (min of $25.00)
- ProWorks will add 30% (up to $60.00/month ~ with a $200 personal deduction)
- Deducted from gross wages before State/Federal taxes, but after Social Security
- Employee chooses investments through Ameriprise Financial and administrated through CDSA.
- Scott Marquardt, Litchfield, is our Financial Advisor.
Flexible Benefit Plan:
(Also known as Section 125 or Cafeteria Plan)
- Allows employee to pay for unreimbursed medical/dental/prescription costs, and child care expenses with pre-tax dollars, up to $2,650
- Debit cards are issued with a pre-set $ amt that you choose.
- Annual administrative fee and pay period expense paid by ProWorks.
- At end of plan year, $500 of unspent medical dollars can be carried over to next plan year.
Holiday Pay:
(Begins 90 days following the 1st of the month after employment)
- Memorial Day (Effective May 99)
- Thanksgiving Day (Effective Jan 00)
- Christmas Eve (Effective Jan ’02)
- Christmas Day (Effective May 99)
- New Year’s Day (Effective Jan ’02)
- Labor Day (effective Feb ’12)
- Fourth of July (effective Jan ’17)
Paid Time Off:
(90 day waiting period)
- Monthly earned leave will be divided between the first 2 payrolls of each month
- Non-exempt employees can track their balance of PTO on their pay stubs and worksheets
- “Paid time off” can be used for “sick days” or “vacation”
- Requests need to be turned into Coordinators; Only 3 instructors may be granted PTO per day (or at Coordinators’ discretion).
- Leave without pay will not be granted, unless accrued leave is exhausted and you face an emergency
- Employees may accrue a total of 600 hours
Leave Schedule:
- 0-3 years of employment = 1 day of leave/month (8hrs)
- 4-6 years of employment = 1.5 days of leave/month (12hrs)
- 7-9 years of employment = 2 days of leave/month (16 hrs)
- 10-12 years of employment = 2.5 days of leave/month (20 hrs)
- 13 + years of employment = 3 days of leave/month (24 hrs)
Payroll:
- 2 Week Pay Period beginning on Sunday and ending on Saturday
- Payday is every other Friday, one week after pay period ends
- Overtime is time and a half for hours “actually” worked over 40 hrs.
– Personal Leave and Holiday Pay does not count towards Overtime
Direct Deposit:
- Full time and part-time employees have the opportunity to implement Payroll Direct Deposit
- Your payroll net amount will be electronically sent to your personal bank account on Pay Day.
- You will also receive an itemized statement on Pay Day of earnings & deductions (placed in mailboxes)
Social Security:
7.65% is deducted from gross wages; ProWorks adds 7.65%
Worker’s Compensation Plan:
ProWorks pays for Worker’s Compensation Insurance with Minnesota Non-Profit Employers WC Fund, and administered through Berkley Risk Administrators Co.
Waiting Period:
Eligibility for ProWorks’ paid benefits is ”the first of the month following a 90 day wait”, except for Medical Ins & Flex Plan, which is 60 days.
Note: Full time positions are those which are scheduled for 32-40 hours per week.
(except for 403b plan, which requires 20 hrs/wk employment)